Mortgage simulator

GDS/TDS calculator

Estimate your gross debt service and total debt service ratios in seconds. Then book a free consultation to compare what lenders may actually allow for your file.

Your estimated ratios

GDS: 0%
TDS: 0%
Total housing cost
$0
Total monthly debt
$0
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Planning estimate only. Real lender limits vary by program, property type, credit profile, and full application details.